Gardaí Issue Nationwide Warning Over Fake Fixed Charge Notice Text Scam

An Garda Síochána has issued an urgent nationwide warning about fraudsters targeting Irish motorists with fake text messages claiming unpaid traffic fines, directing victims to malicious websites designed to steal personal and banking information.

The sophisticated "smishing" scam involves text messages appearing to come from An Garda Síochána, informing recipients they have unpaid Fixed Charge Notices and providing links for online payment. However, gardaí confirm these messages are completely fraudulent and not sent by any official source.

An Garda Síochána spokesperson confirmed:

"An Garda Síochána does not communicate with individuals regarding Fixed Charge Notices by SMS message. All Fixed Charge Notice correspondence is issued by post, including reminders for unpaid FCNs."

The warning comes as fraudsters increasingly target Irish motorists with convincing fake messages that may include personal details to appear legitimate. Recipients are directed to professional-looking websites designed to harvest banking information and passwords.

Gardaí stress that legitimate Fixed Charge Notices for offences such as speeding, parking violations, or mobile phone use while driving are always issued through traditional postal services, never by text message.

The force has outlined key protection measures for the public. Never respond to unsolicited texts requesting private information including names, addresses, dates of birth, or banking details. Most critically, never click links in unexpected text messages, regardless of how official they appear.

The Garda spokesperson advised:

"Independently verify any requests for information and never use the contact details supplied to you by the texter. The texter may already have some information about you so don't trust them because they use your name or other personal information."

Gardaí emphasise they will never request banking PIN numbers, passwords, money transfers, or arrange home visits to collect payment cards, chequebooks, or cash.

Anyone who believes they may have fallen victim to this scam should contact their local garda station immediately. The force has confirmed that many people inadvertently engage with such scams and stressed there is no shame in seeking help.

Those affected can visit their nearest garda station or check the station directory at garda.ie for contact details. Additional fraud prevention guidance is available on the official Garda website.

With busy roads across Ireland and frequent traffic enforcement, motorists should remain particularly vigilant about any unexpected messages claiming outstanding fines.